Christmas is that time of the year when fun and stress often go hand in hand. You look forward to the fun with your family but you feel stressed out worrying about your budget. Can you afford everything? Do you have enough money to buy gifts for all family members? These questions can easily spike up your anxiety.
Maybe you have some debts that you haven’t paid off yet. No matter what the reason might be behind your money issues, it is still common for partners to end up blaming each other for their financial hurdles. In time, this can result in partners getting irritated and withdrawn from each other.
If you are having a hard time paying for your basic needs, such as food and rent bills, all those pressure of finding money to spend on Christmas might be the last straw to make the tense situation worse.
How to Pull Off Christmas If You Have Debts
It is a must that you take the necessary measures to solve your debt problems. It might be a bit challenging if you already feel overwhelmed or angry. However, getting help earlier is better.
Try getting professional help to create a plan that will let you pay off your debts in an affordable and manageable way.
This first step might seem scary but most people are able to take significant steps in repaying their debts earlier than what they think. After getting a clearer idea of your debts and the amount you can manage to pay for, it is time for you to check how much you can spend for Christmas.
If your debts were your partner’s fault, it can be hard to stay calm while sorting out your financial struggles. But, it would help a lot if you put blame aside while working on the plan on how to repay your shared debts.
How to Stop Arguments about Money
After you come up with a plan on how to repay your debt, you will be in a better position to try repairing any damage that your relationship suffered from because of arguments about money.
It can help a lot of you talk about what happened and try to understand why the debt occurred in the first place. It would also be better if your goal for this discussion is to know and understand the point of view of your partner and acknowledge that you could have also made better money decisions yourself.
This is also the perfect time to discuss any resentment that could have accumulated during the problem. It is common for people to keep it to themselves without being open about their feelings. You and your partner both need to let your concerns out in the open. You have to talk about how, as a couple, you can handle money to eliminate unexpressed tensions that are already looming on the horizon.
Christmas should be a season of love and relationship and not the time to worry about money and debts. Talk things out to avoid any serious damages and prevent the holiday season from getting ruined.